Travelers Insruance is the largest American insurance company by market value. It is also the third largest writer of U.S. commercial property casualty and the second largest writer of U.S. personal insurance through independent agents

Travelers, through its subsidiaries and approximately 14,000 independent agents and brokers, provides commercial and personal property and casualty insurance products and services to businesses, government units, associations, and individuals. The company offers insurance through three segments:

• Personal Insurance, which includes home, auto and other insurance products for individuals
• Business Insurance, which includes a broad array of property and casualty insurance and insurance-related services in the United States
• Financial, Professional & International Insurance, which includes surety, crime, and financial liability businesses which primarily use credit-based underwriting processes, as well as property and casualty products that are predominantly marketed on an international basis.